Just received a letter from the medical screening for Mia - I applied to them for travel insurance. I was surprised that there were several mistakes - ie my answers had been wrongly entered. I imagine this could have serious implications if one did need to make a claim - I suppose they could say your policy was invalidated by your wrong answers.
I know one should check but I imagine it might be easy to omit to do so.
This was just academic for me since they won’t cover me anyway! I thought it was worth pointing out to others to be careful in this respect.
Sarcath
My Mam and Dad are going away for a month and although neither of them have cancer my Mam had a hip replacement this year and Dad had a heart op 9 years ago dad has also just turned 65 … she got quotes from various places then she phoned Saga - they quoted £30 more than the others but said they cover her hip, Dad’s heart and any other conditions… they would cover cancer and, unlike most insurers they would re-patriate a body if the worst happened.
They only cover over 50’s tho so I am stumped!
Hi sarcath,
Do you mind me asking why they wouldn’t cover you?
I’ve just got insurance with them and I’ve got secondaries.
Alli.
Hi Alli
I think it’s partly because I need to travel to Thailand and there is no public health service there - private is very expensive. Also, as I have said elsewhere, I have another cancer problem too - it hasn’t caused any problems for 4 years but they still take it into account.
Mia have insured me previously for Europe, so I do understand their concern. I was commenting above on the screening process they direct you to and the mistakes they had made in recording my answers to their many questions. I don’t think that is Mia so much as a company that do medical screenig for insurance companies - they all ask the same questions and frequently you can’t answer them in a straightforward way.
I get the impression it might be easier once I get to a year from finishing treatment.
Sarcath
It’s funny you mention this. We’ve used Direct Travel Insurance for years and after I was diagnosed in 2005 they continued to insure me, but without cancer cover, for the same basic price (we travel in Europe and it was around the £13 for 2 weeks). It would have almost cost the same as the holiday immediately after treatment and I decided to go without it - I was more concerned with spraining an ankle or something at that point!
This year I asked about including the bc. Instead of £26 for the 2 of us, it was £37 so I took it. HOWEVER, read the policy when you get it.
I spoke to a lad who seemed fairly new (I commented to my other half at the time). One of the questions he asked was:
‘Are you currently having any treatment, or is any planned’? to which my answer was ‘no’.
When I got the policy I read it. It appeared to say the taking tablets is ‘having treatment’, so I rung them. This time the lady who answered went through all the questions again. I was surprised that some of the questions had more than one part and the first lad had not asked me them all. I explained I hadn’t equated taking tablets as having treatment, and the full question was not asked at the time.
They were fine and sent an amended policy to which the answer now reads,'Yes, any tablet treatment and/or herceptin.
Do read the policy, it’s the small print that matters, even if we think we’ve done it right!
Love Caz xxx