Critical illness claim

Life after a breast cancer diagnosis Work, finance and travel
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UPDATE!

Oh my goodness!!! I got a full pay out. What a huge relief. I have to say it has been 2 weeks since I started the claim and today they agreed the full pay out. Aviva have been brilliant. I think it helped that I had all of the paperwork so it was a case of checking it was all genuine with my cancer nurse.
Thank you so much to you all for your help and advice. Xx

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Fantastic news @k8t :smiling_face_with_three_hearts:

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Wow that was quick ! Well done xx

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I had grade 2 lobular CÁ, got full payment with LG, had to wait for GP and Consultants to answer. They were ok. I was surprised neither Maggie centre ir MacMillan told me about this though, my ex husband did.

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I just wanted to say a huge thank you to everyone on this post. It didn’t occur to me after I was diagnosed in June this year (with stage 2, grade 3, ER positive, HER2 neg, invasive ductal carcinoma) that my critical illness insurance with Legal & General would cover this. I just assumed you had to have an advanced stage cancer (like stage 3 or 4) to get a payout.

After reading this thread I submitted a claim and provided all my surgeon’s paperwork which crucially showed my cancer was malignant and invasive. I know L&G contacted the surgeon too and his wonderful and efficient secretary ensured all paperwork was completed and returned swiftly.

Anyway, six weeks after submitting the claim I received the full payout which will go towards paying off the mortgage. It’s a huge weight off my shoulders as I’m still going through treatment. Knowing my husband won’t have to take on our mortgage debt if something happens to me is a huge relief.

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Such great news @alaska721 these threads are amazing :smiling_face_with_three_hearts:

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I took out a life/critical illness policy in my 30’s to cover my mortgage and an income replacement policy. I was so glad I had continued to pay for 22 years. The one covering the mortgage only had a few years to go.
AVIVA were brilliant and I even got interest on the policy & refunded premiums from diagnosis. It took a couple of months to sort the paperwork.
Good luck with your claims. Xx

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Hello - I wish you well with your claim. It’s usually all laid out in the small
Print of the policy document.
I got a full payout on a critical illness claim from Scottish Widows - on my policy the thing that triggered the payout was confirmation of invasive cancer.
They were very nice and I had the money within a month. I hope you succeed with your claim as it does help at a stressful time.
Best wishes

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