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Travel insurance

18 REPLIES 18
ForumMember
Member

Re: Travel insurance

Mia is the only company that will insure me for secondaries (and that's with me still being on chemo).

Thank goodness for them!

Totally agree about InsurePink - have had dialogue with the woman who set it up and she's really not understanding the problems a lot of us have getting travel insurance - especially those of us with secondaries because sometimes (depending on where our secondaries are) we don't have the option of having it excluded on our premiums.

KatherineM
Member

Re: Travel insurance

I simply cannot believe that excluding people who want to cover themselves post primary is at all justified and i find it difficult to believe people with secondaries should be excluded...its appalling. I have yet to hear of anyone who had to claim anything related to bc as we are sensible enough to know when and if we are well enough to travel. I cant believe companies cannot do reasonable quotes within Europe, maybe USA is a different matter.

Maybe I will pick this up as an issue - not that I can do anything but it might be worth a go,,,,would like to do something helpful,,,

Catherine

Alison
Member

Re: Travel insurance

As my family annual policy with Aberdeeen was up for renewal I called to continue my policy. As said above the underwriters have changed. I am 3 years from diagnosis. I renewed the family worldwide policy for £70 but now, instead of a £500 excess for anything BC related, I would have to pay an additional premium of £560 for any BC related medical emergencies. I chose to exclude BC and just paid the £70.
The very helpful girl at Aberdeen did say that the managers of the company were not happy with the new underwriters desicion and were having lots of meetings to try and change it back. She said she would phone me if the current situation changed. Additionally she said I could try a company called Orbis and say that AIS have told me. They are apparently sympathetic.
I do feel that it is complete greed by the insurance companies, and it is so unfair.

Alison

ForumMember
Member

Re: Travel insurance

I used Columbus last year for an annual policy for myself and family and they were very competitive and covered the breast cancer. However, I have been trying to renew recently and it is a very different story now that I have secondaries. Columbus basically didn't want to know and gave me details of one of their associate companies who gave me an astronomical quote. I tried Mia and they have given me a very reasonable quote for a week in Europe even though when we travel, I will only just have finished chemo. If you are having problems elsewhere, I would try Mia.

Gill

cazbeds
Member

Re: Travel insurance

Hi
My husband has travel insurance cover included with his Lloyds bank account. We telephoned them to inform them that I had received treatment for bc which ended in Dec 07, they have continued to insure me for travel but it excludes anything to do with bc. I had to answer questions put by a very sensitive young man over the telephone, they then followed up with a letter confirming everything else was covered as per usual except that related to bc.
Caz x

maryfrod
Member

Re: Travel insurance

considering that insuerpink was supposedly started by a woman with cancer- they are a joke !!!!

KatherineM
Member

Re: Travel insurance

This thread shows how absolutely ridiculous the travel industry is. I have liver secondaries and bone (not good) and just spent a week in New york as my company bought a policy that allows me to travel with pre existing conditions.

I find it particularly distatesful that insure pink and all clear (terriblle name- should not be allowed\) seem to be so unsympathetic.

catherine

maryfrod
Member

Re: Travel insurance

Insurepink wont insure me either The cheapeast I can get at the moment is £110 from All Clear,but will keep looking

Mary
xx

thetunnery
Member

Re: Travel insurance

Melba
I tried Insure Pink last year when I was still undergoing treatment - they wouldn't insure me while being treated. I went with Aberdeen who gave me a good deal on an annual policy but it looks like I may not be so lucky this year!

Sharon

andrea68
Member

Re: Travel insurance

Hi Everyone,

I,ve posted on this subject before. I returned from 10 days in Bermuda yesterday, I got travel insurance cover for myself, OH and 2 kids for £24.90 from Columbus but you have to book it on Money supermarket.com. I called them and they said that it would not cover any pre-existent condition but everything else. If i broke my leg I would be covered. I kept my fingers crossed that nothing would crop up to do with my Bc and everything was ok. Thankfully. It depends how you feel about taking the risk.

love Andrea x

Melba
Member

Re: Travel insurance

hi girls
how do i get in touch with insurepink, on chemo at the moment tabs and w3ant to go on hol for a week
Thanks
Mel x

Morgan
Member

Re: Travel insurance

Hi All

I haven't logged on for some time now, but as I am doing my annual trawl of specialist insurance companies I I just wanted to add my comments!

Since I was diagnosed 3 years ago, I have noticed that it is even harder - and more expensive - to get travel insurance once you have had breast cancer - and this, from the specialist organisations. Aberdeen whom I used last year (following recommendation by someone on this site) are not longer financially viable - £70.00 for a two week trip to France! The same thing happened to Its So EasyTravel Insurance (wonderful, no horrid 'script' questions, jsut a one-to-one assessment) - sadly they too changed underwritters which increased to the cost.

I think I will use Insure Pink - but whilst they cover breast cancer, because I had a polyp removed last year (benign I might add) the policy rose to £45.15.

One insurance company I am very unhappy with and feel that they are 'misleading the public' is All Clear (accessed via www.breastcancer-travel.co.uk). For a start the name (which I never use in relation to cancer anyway!) gave the impression that the organisation was empathetic to people living with bc / cancer, particularly as on the home page clearly states "Breast Cancer doesn't mean you lose the freedom to travel". Their quote was £153 as opposed to the basic £23! And the polyp wasn't even an issue - the high cost related to breast cancer.

Sorry to ramble on, but I feel the same anger and frustration each time I decide to go away anyway other than the UK!

Morgan

ForumMember
Member

Re: Travel insurance

Hi
I tried to get single trip insurance for my holiday in July but no-one would cover the cancer. Tried InsurePink on recommendation and they covered me for an additional premium of about £20 so I was delighted. I am 42 and finished treatment in January and the cover was agreed before I had any follow up appointments so I was delighted.
Can't wait for my holiday now, some R & R is just what I need, a big hat, a good book and a large vodka will do me fine!!

AJxxx

sarcath
Member

Re: Travel insurance

I haven't tried them but have made a note for future reference!
If you are over 50 and could do a Saga holiday I have found them very accommodating. Just needed a letter from GP saying I was fit to travel. This only applies if you are doing a Saga holiday, of which we have now of necessity done several, and using their included insurance. No good just going to them for insurance. They did however extend the cover for us to add on a week's private stay with family in Thailand.

Sarcath

ForumMember
Member

Re: Travel insurance

I have the same problem Sarcath but not because of my age (I'm early 50's) but because of my secondary diagnosis.

Miaonline are the only company who will cover my cancer plus the fact that I'm on chemo (indefinitely). Haven't tried Aberdeen Insurance yet but as I've been impressed with Mia will probably stay with them.

Pinkdove

sarcath
Member

Re: Travel insurance

Obviously it depends on so many factors. That is a good quote Hazel. Perhaps you are less of a risk for what ever reason! Insurepink wanted £105. Perhaps over 60s get a worse deal. We do generally on travel insurance.
This is my second cancer and there were times when Freedom were the only ones who would insure me.
Sarcath

hazelmary
Member

Re: Travel insurance

Hello,

Just wanted to say that I rung Insurepink this morning and got cover for a 11 night trip to Madeira for £20.05. I was impressed as I went to Saltzburg in January for 4 nights and I took cover with Freedom and they charged me over £60.

Hazel

Topper
Member

Re: Travel insurance

I phoned yesterday and got one year of travel insurance in Europe for £68 with Medici. It excludes Breast Cancer but covers everything else. It needs to be 3 months since chemo finished.

sarcath
Member

Travel insurance

I know there are plenty of suggestions posted but this info might save someone some time. I've seen Aberdeen recommended many times and indeed they used to be excellent. Now since the start of March they have changed their underwriter and things have changed - their quotation was astronomical.
For me, 65, diagnosed July 2007, mastectomy, chemo, radiotherapy, wanting to go on an 8 day cruise to Norway Freedom was far and away the best - still not cheap. Makes you sick when you think what they must make out of these excessive premiums because I don't imagine many actually make claims.
Sarcath