Just an update. I phoned about our travel insurance, which is due for renewal at the end of the month. We're covered for personal/belongings through the Caravan Club, as mentioned below. I knew I would have to have their medical screening, and I'm covered for everything except breast cancer. Last time I wasn't covered for that for 6 months following surgery, but this time it's 2 years - last time I had 3 WLEs and radiotherapy, this time mastectomy and hormaone therapy. It's a reasonable cost, we think, for any number of trips of up to 66 days, which fits our pattern of travelling just fine. They also offer 45 day trips or, I think, 30 day trips.
Happy holidays everyone! Jo
Thanks for the interesting posts on here. I had a mastectomy on June 12th, and I'm beginning to think about our return to France, where we spend quite a big part of each year but in 4 to 6 week periods, but haven't been able to return since March - we only came back for 2 weeks! Last time I had bc was 5 years ago and my travel insurance with the Caravan Club continued but without cover for anything concerned with bc, as Shellseeker mentioned, until several months after my op.
We haven't had a caravan for years, but continued with membership so we could have their travel insurance. As so many older people are members, they cover for older people quite well, along with the range of illnesses/disabilities so many of us older people have. It also covers for 3 separate lengths of trip, so we can have cover up to 6 months each year, which not many insureres do - maybe useful for some readers here to know if they plan a longer trip, alhtough that length of cover isn't the cheapest, but there's more of a risk in a longer period. We also use Saga car insurance, very good value for UK car insurance plus breakdown in other European countries and that covers up to 364 days a year.
Happy hoildays everyone.
Thanks so much for sharing this.
Hope you have a wonderful trip!
Hi all- Thought I'd share my experience with Travel Insurance. My partner was DX in November 2013 . We have had a trip to New York planned for this June for a couple of years & I found that a lot of insurance companies (even Insure Pink et al) would not insure her as she will not have finished treatment by the time we are due to go (ongoing Herceptin & Radiotherapy sometime at the end of June). Anyhow , to cut a long story short- I found World First who have insured her for just £67 on top of the standard policy (total £128), even though surgery (lumpectomy & Lymph node removal) was only a couple of weeks ago . I know USA can be difficult to get insurance for so hope it's useful for someone 🙂
What a minefield travel insurance is... Last year after my dx and mx we booked a holiday to Majorca and I spoke to my existing travel insurance provider where we had an annual policy and was told that as the dx had been during the existing period of insurance, the insurance would stand and we would be covered. Great I thought. Policy runs up to 23 of April, so gave them a ring today and asked about renewal, explaining about dx and mx and that I was taking tamoxifen. I've gone through all the ups and downs of dx, mx etc without too many tears, just trying to keep positive, but their response today really upset me. I've been told my cancer has gone - surgery did that, I didn't need chemo or rads, just the tami, so why do insurance companies think there is a bigger risk because I was dx under 2 years ago. They quoted £171 for single trip for me only (10 days to Majorca), with a separate annual policy for my hubby costing £55 (we paid £62 last year for annual policy for both of us!) However, thanks to everyone who's posted on the forum about insurance, as I've phoned Insure Pink - quote for single trip for both of us £73, Mia £139 single trip - but they use state hospitals not private hospitals, LV £117 for annual trip, without covering my "condition", and finally Eurotunnel, who are fine with all existing conditions unless you've had a terminal dx, who quoted £71.50 for annual cover for both me and hubby. Taking them up on this quote, policy cover looks ok.
Sorry for rant - but this really bugged me - and I hope that the quote examples help others.
Thank you - it hadn't ocurred to me about insurance companies trying to use it as an excuse to wriggle out of paying, but yes, they will try most things.
right... off to get some quotes
I have had the all clear and just take anastozole. Always have to declare that I had BC and had a mastectomy and did not need any further treatment other than the tablets. I still have to pay extra though, although I am unsure why. My husband has a heart complaint, so could experience problems but I am hardly likely to catch cancer on holiday am I? Better to be safe than sorry with insurance though.
My bank offered to continue to cover me Lucy with the Breast cancer excluded. Although my treatment was complete and I was taking Tamoxifen so effectively no longer had BC, I wasn't happy to take this cover as if for example you tripped and broke your wrist they could say that your medication had caused your bones to become weak. That may sound a silly example but if some companies can avoid paying out for a claim they will do & personally I don't think it's worth the risk but it's whatever you feel happy with.
Best wishes xxx
I'm confused about insurance too...
I have an annual policy through my bank. Was diagnosed last July, had WLE and SNB in Sept, went on holiday beginning of Oct and came back to start RT and tamoxifen.
I phoned my bank and told them about my diagnosis and treatment, they were happy to carry on insuring me but to exclude breast cancer so I have stayed with them.
My thoughts are that I now don't have cancer so don't have any issues with them excluding it as there's nothing that could go wrong in an emergency situation. Am I being naive?
I phoned InsurePink. I was told to try again 6 weeks after my radiotherapy had finished. I would get a better quote.
Nice to hear you are looking forward to taking a holiday after your radiotherapy is finished. I had travel insurance with lloyds tsb through my bank account but as soon as they found out I'd had breast cancer they very politely told me it wasn't their policy to cover "this condition" even though I offered to pay an extra premium.
I took out a new policy with a company called "insurance with" who were very helpful & didn't charge a ridiculous rate. They didn't ask me for a fit to fly letter or any info from my oncologist or gp. I had a Wle, snb in May last year followed by 15 sessions of radiotherapy that finished in July & travelled in October.
Whilst trying to get insurance I found with some companies it was better to ring them than to fill in the internet form and then you got a quote more tailored to you.
Good luck & enjoy your holiday x
Welcome to the forum. I'm sure other members will soon notice your post and come along with some information and support. Meanwhile I thought the thread "Travel insurance tips" might be of some help. I have attached a link:
Very best wishes
hope somebody can help me or point me in the right direction...new to all this.
diagnised with DCIS (non invasive), had subsequent successfull breast reconstruction surgery and 25 sessions of radiotherapy as precautionary measure. expect to get all clear(totally disease free) at my forthcoming discharge check up with my oncologist
hoping to take an extended holiday in an eec country(safeguard of EHIC card) in late april...9 weeks after completion of radiotherapy.
have been advised it may be difficult to get travel insurance.(with possible excesses and non insurance for certain outcomes)..at present I have travel insurance cover through my tsb bank account which I have used for many years and never claimed.
can anyone advise me on the negotating tactics for obtaining travel insurance..what are the main points the insuers wish to cover so that I can be prepared in advance of any direct contact with them.
I have been advised I may need a "fit to travel" letter from my oncologist/gp...has anybody got experience of this and does anyone have a template letter, or form of words successfully used, which hits the spot with the insurance industry in terms of content.
hopefully my bank will provide the requisite insurance, but failing that can someone recommend other companies who might be prepared to insure me.?
sorry if this is old ground but I would appreciate any help/pointers/dsuccessfull strategies/points to avoid etcthanks for any help in advance