Hi everyone
Im wondering whether anyone has experience of claiming for DCIS under a well woman insurance policy which was originally held with Alico before being taken over by Reassure? I was successfully treated with surgery but was told that I am not eligible for a claim as it was ‘non-invasive’. I appreciate that I am very lucky in comparison with many of you lovely ladies but it seems unfair from an insurance policy point of view and I can’t find the original policy wording to challenge it. I would really appreciate any advice that you may have. Many thanks,
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Hi @flowered
Welcome to the forum, we hope you find it a helpful and supportive place.
Please know that our nurses are here for you any time, here on the forum on the Ask our Nurses your questions or over the phone 0808 800 6000.
They may be able to advise on this issue.
Please do have a look through the various boards and topics to find those going through similar experiences or for places you may be able to share your experiences and knowledge.
This is a very supportive place, so please do ask any questions you may have.
All the best,
Alice
I was able to claim via Legal and General and was told verbally that the cancer had to be classed as invasive ( not to the body / lymph nodes but into other breast tissue) to count on my critical illness policy - so maybe that’s where DCIS falls outside of that range . If so it does seem a bit unfair if you are needing the same treatment . Did you have SNLB or radiotherapy - are you requiring hormone blockers because any of these might strengthen any case you have as would an Oncology referral . Keep every single appointment letter you have just in case . You could perhaps ask your BCN as I would imagine they are familiar with this issue .
It’s really annoying I know - I have another policy which costs an arm and a leg and I can only claim for that after a year of being off sick . It expires when I’m aged 60 so definitely going to stop paying it next year when I get to 59 .
Best of luck
Joanne