hello
has anyone got a critical illness insurance after being diagnosed with cancer please? if so what insurance company would you recommend please?
Thank you for any ideas in advance
hello
has anyone got a critical illness insurance after being diagnosed with cancer please? if so what insurance company would you recommend please?
Thank you for any ideas in advance
Hi yes I have a policy with AVIVA. I reluctantly took it out when I remortgaged last year and glad I did.
policy covers breast cancer
All it took was one phone call, one online form (quite long and same info given over phone). I was able to upload copies of relevant diagnostic letters and had to give access to my medical records so the claim can be assessed. I’m told it takes about 8-12 weeks and then you get the lump sum you insured yourself for. So I am just waiting now to see if they will pay out
I already had a policy with legal and general when I was diagnosed with invasive lobular cancer. Policy paid out before I had my first surgery. Can’t get cover now unless at an exorbitant rate but I don’t feel I need it as the payout took care of the mortgage with a bit left over for luxuries.
Hi. I know I am late to this thread…. I am currently starting a claim with Aviva and just wondered how you got in and how long it took?
Many thanks
Hi @k8t
I claimed on my critical insurance with Aviva in July 2023 and still waiting … I think a lot of chasing is involved unfortunately. I have seen from some other threads that is has taken a good few months x
I read this at first as many have replied that they were able to claim on a critical illness policy and it took several months.
I found a lump in April 2023 and received the money in August 2023, it wasn’t straight forward as I was at maturity 30 April 2023 and wasn’t diagnosed until 15 May 2023. A complaint and proof of why diagnosis was 6 weeks after finding the lump.
But I have re read the post and you are asking if anyone has brought a critical illness policy ‘after’ diagnosis of cancer. I have not but I would assume it would be excluded from many if not all policies as existing or previous disease or illness likely to be excluded