Has anyone over 65 had a reasonable quote for travel insurance ?
I had a lumpectomy and finished radiotherapy in December .How long should I leave it before getting a quote ?
Have got asthma ( ok with sprays ) and have never made a claim on any health grounds, but I don’t think this is going to be easy!
DianeD
Hi Diane
I can’t comment on quotes for over 65 year olds but it might be an idea to have a word with your breast cancer nurse (or consultant) to see whether they feel you need to be covered for your breast cancer.
I used to tell companies (was diagnosed in 1995) that although I had breast cancer I didn’t want covering for it but I had made the declaration. I now have secondaries and have been advised by my oncologist that I should have insurance.
Good luck.
Pinkdove
Try Freedom Travel Insurance 087077 43760 for a quote - they will insure cancer patients.
I also rang my insurance company who I had an annual European policy was and told them about my operation, chemo and rads etc. They seemed more bothered about my blood pressure and said the cancer wasn’t a problem except it would not be covered and did not increase my premiums at all. About £35 for a year to Europe as far as I remember. I did it on line. We agreed that it was unlikely to be an emergency whilst overseas, whilst being run over by a bus was!!
Try your company and declare everything and see what happens, you might be surprised.
Good luck
Sharon
Insurepink don’t cover people though who may have secondaries which seems a bit ironic considering the woman has had primary breast cancer herself!
Insurance premiums seem to rise dramatically after 65. I declared my BC and was refused by quite a few. You may not need skiing insurance as I do but I am now with a company who cover me worldwide but exclude anything to do with my BC. I have accepted this and just keep my fingers crossed in case I have to cancel a holiday booked 6 months ahead. There is lots of correspondence on this is you do a search.
pinkdove
insure pink’s Policy excludes secondaries if
(a) they have been diagnosed within the last three months or
(b) if they are at more than one site
So some people with secondaries may be able to get cover.
Tess x
Which, for a lot of us, it is in more than one site which I really don’t know why that should make a difference. It should be on how you’re feeling not that you might have it in more than one place as I do.
When I contacted them the fact that I’m on long term chemo was deemed not to be ideal.
Mia are the only company that offer a realistic premium for me. I was going to approach Aberdeen but have seen some other posts which say they are stopping offering it come March.
Thanks everyone for your very helpful comments.
0livia07
I have a list of companies as long as your arm to contact ( including those given at my hospital ) BUT they don’t mention the magical age of 65 and they all seem to use the phone numbers 0870 ie very expensive !
Good to hear you need skiing insurance ! My holidays are less active but often long haul so I’m very interested that you have worldwide cover. Is it an annual policy ? Will you give me their name etc.?Any help much appreciated.
DianeD
Just wondering if you have tried Saga or Norwich union insurance maybe more expensive but may cover for BC - I managed to get insurance through Columbus Direct worldwide annual policy but that was a year post mastectomy + reconstruction.
Good luck.
Got 2 quotes today for 14 days cruise in the Med in May. I am 67 and my husband 60.
Saga quoted £184 to cover cancer and asthma for me and high blood pressure for him.They wouldn’t agree not to include the BC.
Direct Travel ( our old company before the diagnosis ) quoted £134 to cover both conditions and £55 to exclude the BC.
We are tempted to take the £55 quote as I finished rads only 2 months ago .
I have taken a worldwide policy for one year with Aberdeen insurance for both my husband and i for £65, and that is including my breast cancer, i have had a lumpectomy, chemo and rads which all finished end of Sept 07, we are age 56 & 57,i phoned them yesterday and received my policy this morning. I found them to be very understanding and not too harsh with their questions, i hope this helps someone who like myself was dreading the experience.
DianeD - sorry I didn’t see you comment sooner. I pay £204.22 for annual worldwide cover including heliskiing and heli rescue. Cover is through P J Hayman & Co - 0845 601 9422. You can try www.skiclubinsurance.co.uk who arranged this for me. Have a great trip. I think the age discrimination is grossly unfair!
Just seen this.I am 64 and husband is 72 we got travel insurance through Fortis[formerly Marrs]for £17.90 for me and £42 for him this was for 2 weeks in Europe in May which will be 1 year after chemo and 11 mnths after rads.I’m triple neg and it would have been a little more if I had been on any tablets eg tamoxifen etc.Good luck,Valx