Hi Nicly, I can feel and understand your frustration.
But even people without cancer become unwell abroad like a friend pf my parents did. They had been in Europe, Majorca I think, and they had to hospitalize him and eventually fly him home and believe me the costs were just astronomical.
I think the insurance companies know just how costly hospitalization can be especially in the USA that they make these huge quotes hoping theat you wil not take up insurance with them. Sorry I cannot help with your probem but just want to say I am sorry they have done this. I only ever go to Europe but even with that, all my cancer illnesses are excluded as are mental health issues with my family.
Hope someone else will come alog with more helpful news on the insurance thing. I know you are not alone I think. Is it Marif who had the same problem as she wanted to travel over there too to see her family.
Val
Hi guys
I have just insured with insure and go, full cover and awaiting surgery and I am diabetic for £108.44 for a week in spain for me and my son, which I thought was really good.
Big hugs
Norma
Thanks ladies
I definitely wouldn’t travel without cover so I’m a bit caught. I do have an annual policy as well, through my bank, that covers every other type of illness as well as general things like delays, baggage claims etc so I am covered if anything else goes wrong but it’s the medical only bit I need. Europe isn’t a problem, I think almost all of the companies listed at the beginning of the thread will cover me and in fact anywhere worldwide excluding USA, Canada and Caribbean will also be covered as I’ve just done an online quote with one of them to test it. Better make the most of the holiday as it will be the last time I visit America 
Nicky x
Hi Nicky
I got insurance through Free Spirit for a 6 day trip to Vegas in February this year, it cost £1300!! But i had multiple bone mets, (skull, sternum, pelvis, and every bone in the spine). They were the only ones to insure me and my GP needed to fill a standard form for them.
Insure cancer may well be another to look at but they required a consultants report and they thought I was too much of a risk.
Just so you know, I was told to get me back home should anything happen would cost £50,000 and intensive care costs £10,000 a day in the US.
Good Luck, I hope you get to go.
Debs x
Hiya Nicky - so sorry to see you’re having the same problems I had last year when I tried to get travel insurance to see friends/family in New York & go to a family wedding in Florida. Not a single company would even offer a quote for me - I have bone & liver mets (stable for years) but also a range of conditions arising from diabetes. Healthcare in the USA is simply too expensive for even the “specialist” insurance companies to cover all that.
I’ve been living with BC mets for almost 9 years now - in the early years, I used to get travel insurance that excluded BC if I wanted to see my family in the States, as - like you said - my situation wasn’t particularly “brittle”. But my health is just too unpredictable now, mainly because of diabetes-related conditions, and it would be too risky to travel anywhere without adequate healthcare coverage.
The other thing to bear in mind is that, even if you rely on the travel insurance with your BC excluded, the company might not cover you for any other health-related problems that might arise, as they could so easily connect almost anything with BC. Don’t forget they’re in the business of not spending their money!
Sorry I don’t have any practical suggestions - it was a real shock to discover that I’d had my “farewell tour” of the States some years ago, without even realising it. I’ve lived in the UK for 40 years, so this is my home and I’m happy to have holidays here, but I agree that we’re unfairly penalised by these insurance firms.
Please do let us know how you get on.
Marilyn xx
Hi Marilyn, good to see you 
and hi to Debs
I’ve been lucky enough over the past few years to go ‘westside’ about 4 times since my secondary dx. Each time I used InsurePink and the premium has been about £240 for 5 days or a bit more for 7-10 days - very ‘reasonable’ in secondary BC terms (plus a couple of other pre-existing conditions brought on by chemo!) I was fully expecting to pay around £400-500 for 14 days so hadn’t pre booked it when we arranged our trip. Maybe a big mistake, or maybe just as well as we would never had done it knowing how high the premium could be. Having phoned about 20 insurance companies the premiums have ranged from over £2000 to £1370 - which is the one I will have to bite the bullet and take. This is with AllClear, online with a 15% discount. Interestingly their phone quote was way higher, about £1900 for exactly the same medical screening.
If anyone is interested I can post up the list of the companies I tried and the results I got? A sort of up to date one from the earlier one. This was for USA and the quotes are considerably lower for rest of the World. If we had chosen to go to Mauritus for the same period of time it would cost about £550 so I guess we will head East or South from now on 
Nicky xx
It is not just USA that is getting difficult,the only quote I could get for the canaries(that did not cost more than the holiday) was with mia online.This will cover for everything bc related, but only by using the local hospital and my european health card.
My OH also has health problems, so I always need to take out a joint policy that will cover both of us to stay on in the case of any emergency.
I have now decided that because of ongoing pain problems the whole business of flying, and the stress of insurance, it is easier to stay in uk - so off to the cotswolds and praying for some sunshine.
Hi Nicky - so glad to see you’ve been able to get some travel insurance, albeit for an eye-watering fee! Hope you have a good holiday in the States! xx
Thanks Marilyn.
Well, without wanting to bore everyone even more with my saga, yawn, yawn, there has been a better outcome that others might want to explore.
For some reason I decided to try another quote with AllClear, this time for an annual policy - yes, madness, or so I thought. I plugged in exactly the same info and, would you believe it an annual policy came out £100 cheaper, yes, cheaper, than the single policy, including USA. I am confirming this with them later but if it is the case I will sign up, so this may not be my farewell tour after all
It may be worth checking them out online as the question that is asked about the spread of BC is only ‘has it spread beyond the breast’ not ‘how many places’ so any of us with multiple sites may find insurance is possible. I’m not saying its cheap but, other than USA etc, the policy prices are not ridiculous and, if an annual policy can be bought it could be cheaper if you intend more than one trip or holiday abroad in 12 months -useful if you have family abroad like I had for the past 3 years.
I do agree with you though, Lucinda, sometimes the hassle isn’t worth it. The UK has so much to offer and we’ve enjoyed a few mini breaks to The Cotwolds and The New Forest in the past 4 years (since dx) which have been just as lovely and a lot cheaper
Nicky x
Hi - I may be looking at going away in October half-term (I work in a school) it never crossed my mind about having to take out extra insurance, would it still be as expensive for someone who was not on chemo? I had a small lump removed (IDC) on Tamoxifen and having 15 rads which finish end of September. We only travel as far as Lanzarote/Greece. Any informationn would be useful, our insurance, I have been told is usually only about £40 normally for the 2 of us!
Just rang my insurers (we have a rolling 12 month holiday insurance wotsit) and I am covered ok for everything…unless it’s connected to my BC. Huh??? Is this normal? Thank heaven we’re going to Calais, if I feel poorly we’ll nip on the channel crossing pdq
Hi TotallyConfused and Ali H
Please don’t panic about the amounts I have been talking about! You may not have realised that this is in the secondaries section and I’m assuming neither of you have secondaries? In that case insurance is far more widely available and a hell of a lot cheaper! ANY pre existing condition should be brought up with your insurers, high BP, diabetes, even severe asthma because you will not be covered if you had to make a claim arising from any pre existing condition, and they are tightening up all the time. Having said that I have travelled many times into Europe with no additional insurance, just my EHIC and a general annual policy, even with secondaries. However if I’ve gone further afield, or had a more expensive holiday in Europe, and I didn’t want to lose out if I had to cancel then I have taken out specific insurance to cover my BC. Some annual policies do allow you to add BC as a pre existing condition for an additional premium and I think you have to declare it for at least 5 years after diagnosis, especially if medication is still being taken eg Tamoxifen.
There is another insurance thread in the employment, work and financial part of the general forum which may be less alarming for you lol
Nicky
Thanks Nicky
Just been quoted £650 for week incanary islands! This was InsureCancer, they were helpful and dealt with me sensitively. It’s a lot of money but far less than the £2,000 and £3,000 I’ve been quoted. I have multiple bone mets with no other spread! Looks like they are a high risk to the insurers. I hope this helps anyone looking at this thread xx
Hi golightly
Have you tried AllClear? They have a website giving quotes online which also gives an online discount. You may find the insurance cheaper and you can play around with whether you want an annual policy or single trip policy as well as the regions you want to travel in. I found them cheaper for annual cover than a single trip and the only destination that really loaded the premium was of course USA. You don’t need to take their quote but it may be worth checking against what you have to pay to insurecancer, you can always cancel anything taken out within 14 days with the distance selling rules. BTW I have bone mets plus a couple of other pre existing conditions and didnt have a problem getting an annual policy - something I thought I’d never be able to get again. Just got to make the most of it now
Nicky
Hi nicky, that’s so kind. I did try them and they quoted me really high! I think canary islands seem to be expensive too. Maybe annual policy ischeaper, I don’t know! I got so upset and at wits end I just drew the line and paid the money…camuch ope with ringing round again being asked if I’m terminal etc! Thanks though, you are always very kind and helpful x k
I’m glad I can be of help
If ever you do want a quote from them it’s all on line so you don’t have to speak to a soul, which is rather nice when you have been through the countless, repetitive questions all the insurance companies ask! Not a ‘terminal’ question in sight, from what I remember.
Hope you have a fab holiday, sounds like you need it
Nicky x
Thanks nicky, you are right, I do need the holiday! How can you tell? , 
Haha! Xx
Thought I would share this with all you ladies out there looking for reasonable travel insurance. Euro tunnel do their own insurance and if you have a letter from your doctor that you are fit to travel they do not charge you a premium on top of your standard quote.They do worldwide travel, not just the tunnel .
Best wishes to you all x
I am having a nightmare with travel insurance, we have had to cancel 2 holidays this year already and our existing annual policy taken out before diagnosis will not cover any type of cancer. I have tried everywhere to get cover. All Clear quoted £4250 for 2 weeks just for the cancer cover and nothing else (I have other medical conditions to cover). It’s more than the cost of the holiday! Nobody else will even quote.
I’m really annoyed that all those companies who use cancer in their name or promote themselves as covering all types of cancer do nothing of the sort. Are we simply supposed to stay at home now?